Branded member app & portal
“YourInsurer Wellbeing”: your name, your look, our platform running the benefits underneath.
For insurers
The wellness layer that sits behind your product.
RISE gives your members a wallet of everyday benefits, carried under your brand. You keep the policy and the relationship; we run the care behind it.
This is not an insurance product. Ethika Worklife is a workplace wellness company, contracting in its own name. Part of the Ethika group, delivering employee benefits for over a decade.
What RISE does for a member book
Three jobs, on your terms
A wellness layer that helps at the three moments that decide a group account: the quote, the quiet stretch between claims, and the renewal.
Differentiate the quote
At tender, cover and price converge. A wallet of everyday benefits gives the member something to open on day one, so the proposal stands apart before premiums are compared.
Engage members between claims
Most members hear from an insurer at enrolment and at claim, rarely in between. OP consultations, mental-health support and on-site camps keep the relationship warm when there is nothing to claim.
Defend the renewal
Renewals turn on how a year is remembered. Members who actually used their benefits tend to speak about the programme differently when it is time to renew.
How we frame this: as tendency, never a promise. RISE makes no claim about loss ratios, claims frequency or claims cost, and we won’t put an outcome percentage on any of the three jobs above. What we deliver is engagement; how it reflects in your book stays yours to measure.
Delivery
A six-part white-label stack
Your brand on the surface, our engine underneath. Each part can be turned on per account.
The RISE benefits wallet
Health Program, Assistance Program, Engagement Program, Learning and Perks, delivered as one wallet behind your product.
On-ground delivery
Health camps, on-site days and helplines run at member locations, not just an app to download.
Engagement programme
Communications and nudges that keep members using benefits between claims. Reported as usage, not identities.
Per-account reporting
Utilisation dashboards for each account: aggregate figures, never personal member data.
Onboarding & integration
Enrolment and data exchange with your systems.
For your compliance team
Clean lines
Ethika Worklife sits within a group that includes a licensed insurance broker. Because of that, the structure of any insurer arrangement is drawn deliberately and kept at arm’s length. Four commitments, documented in writing:
Arm’s-length pricing
RISE is priced on its own commercial terms, set independently of any broking relationship in the group.
Independent contracting
Ethika Worklife Private Limited contracts with you directly, as a separate legal entity in its own name.
Data walls
Member data stays within the wellness engagement. It is not shared across to any broking function.
No remuneration on broking outcomes
No fee under this arrangement is linked to insurance placement or to any broking outcome.
We’ll share the documented structure with your compliance and legal teams for review. Request the Security & DPA pack
How we run an account
Reporting, SLAs and data care
Account management
A named contact per account, with quarterly business reviews on usage and delivery.
Service levels
Agreed SLAs on response times and delivery, set per account and reported against.
Data protection
A signed DPA, DPDP-aligned. Residency and retention terms per account.
Reporting cadence
Aggregate utilisation reporting on a fixed cadence: what members used, never who.
Commercials
How we’d work together
The commercial model and any exclusivity are being finalised. Rather than publish half a figure, we’d rather walk your team through the current structure directly. Talk to us
Start with a conversation, not a form.
No premium talk and no renewal dates on this site, just a walk-through of how the wellness layer would sit behind your product, and the compliance structure that keeps it clean.
Talk to us